Employers Liability Insurance
Do you know that if you have employees, employer’s liability insurance with cover of at least €13 million is recommended in order to protect your employees and your business alike?
As a business you are at increased risk of having to pay serious money if the court rules against you. Even if you are exonerated in court, you could still end up paying huge legal fees and wasting time. Your business can be disrupted, your reputation can be tarnished, and you have to face the stressful ordeal of confronting an employee who has turned against you.
The law is heavily stacked in favour of the employee, because the onus will be on you to prove that you are not liable for whatever damages are claimed. If your defence is that the employee was injured because he or she didn’t perform their task properly, you can expect to be immediately questioned as to why proper supervision and training wasn’t provided to prevent such a possibility.
Maher & Richardson Ltd can assist businesses of any size with arranging employer’s liability insurance. To increase the level of protection and cost-effectiveness, it is advisable to combine this insurance with a range of business covers including public liability insurance, products liability insurance, and other similar insurances that your business may be in need of. Talk to Maher & Richardson to get the best advice for your business now. Call Barry on (01) 2804626/7 or email him using our contact form.
SUBMIT AN ENQUIRY
Employers Liability Insurance
Do you know that if you have employees, employer’s liability insurance with cover of at least €13 million is recommended in order to protect your employees and your business alike?
As a business you are at increased risk of having to pay serious money if the court rules against you, Even if you are exonerated in court, you could still end up paying huge legal fees and wasting time. Your business can be disrupted, your reputation can be tarnished, and you have to face the stressful ordeal of confronting an employee who has turned against you.
The law is heavily stacked in favour of the employee, because the onus will be on you to prove that you are not liable for whatever damages are claimed. If your defence is that the employee was injured because he or she didn’t perform their task properly, you can expect to be immediately questioned as to why proper supervision and training wasn’t provided to prevent such a possibility.
Maher & Richardson Ltd can assist businesses of any size with arranging employer’s liability insurance To increase the level of protection and cost-effectiveness, it is advisable to combine this insurance with a range of business covers including public liability insurance, products liability insurance, and other similar insurances that your business may be in need of. Talk to Maher & Richardson to get the best advice for your business now. Call Barry on (01) 2804626/7 or email him using our contact form.
SUBMIT AN ENQUIRY
What does an Employer's Liability insurance policy cover me against?
- Personal Property damage claims from Employees
- Claims from voluntary staff, self employed persons, agency workers including labourers
- Compensation awards made to Employees
- Injury or Illness claims from Employees
- Costs of defending an employee claim
How does Employer's Liability Insurance protect you and your business?
- Pays your legal and compensation costs if you are sued by a member of your staff if they believe their work has caused them injury or made them ill, or by their legal representatives in the event of their death at work
- Covers any person working for you in connection with your business even if they are voluntary help or self-employed
- It can be added to your public liability insurance which covers compensation you have to pay a client, contractor or member of the public due to accidental injury or property damage
What does an Employer's Liability insurance policy cover me against?
- Personal Property damage claims from Employees
- Claims from voluntary staff, self employed persons, agency workers including labourers
- Compensation awards made to Employees
- Injury or Illness claims from Employees
- Costs of defending an employee claim
How does Employer's Liability Insurance protect you and your business?
- Pays your legal and compensation costs if you are sued by a member of your staff if they believe their work has caused them injury or made them ill, or by their legal representatives in the event of their death at work
- Covers any person working for you in connection with your business even if they are voluntary help or self-employed
- It can be added to your public liability insurance which covers compensation you have to pay a client, contractor or member of the public due to accidental injury or property damage